Mortgage Calculators

Pathway Mortgage — Calculators

Mortgage Calculators

At Pathway Mortgage, we believe knowledge builds confidence. Our simple, free calculators are here to help you explore your home financing options — from estimating a monthly payment to comparing loan terms. No complicated math, no guesswork — just helpful tools for South Carolina homebuyers.

Loan Payment Calculator ▶

What will your monthly mortgage payment be? Enter your loan amount, term, and interest rate to get a quick estimate of your principal and interest payment. Add annual property taxes and home insurance if you want them included.

Note: Taxes and Insurance are optional and will not be included if '0' was entered. Mortgage Insurance (aka PMI) is not included in these simple calculators, so reach out to your mortgage broker for more information or with questions.
15-Year vs. 30-Year Mortgage ▶

Compare monthly payment estimates side-by-side to see how each term affects affordability. (Principal and Interest Only.)

Loan Scenario & Rate Comparison (3 Options) ▶

Try three scenarios with different down payments. All scenarios require a purchase price; monthly results show Principal & Interest only.

Rent vs. Buy (2-Year & 5-Year Totals) ▶

Compare your rent cost versus buying the same home. Totals include mortgage payment plus taxes, insurance, HOA/maintenance, mortgage insurance, and closing costs. Closing costs are auto-filled at 2.5% of purchase price (you can change it).

Auto-calculates to 2.5% of purchase price.
Loan Payoff Calculator ▶

Find out how many months remain on your mortgage based on your balance, rate, and payment amount. If values don’t “work,” we’ll explain why.

* If you see an error or “NaN months,” it usually means the monthly payment is too low for the loan size and interest rate (interest is growing faster than you pay), or the values are mismatched. Try increasing the payment or checking the balance/rate inputs.
Updated October 21, 2025. For estimates only; this is not a commitment to lend. Please talk with a licensed Pathway mortgage professional for personalized advice.